Tag Archives: obedience

Sharing My Faith: An Interview with Hunter Romano

Hunter Romano grew up in Woburn, Massachusetts. When he turned twelve and joined the deacons’ quorum he was on crutches with a broken leg that was still mending. That didn’t stop him from passing the sacrament. He and his quorum worked out a way for him to get the job done. Hunter is now a freshman at Brigham Young University.

What are some experiences you had talking with people at Woburn High about how you live and what you believe.

Once they hear I’m a Mormon, people always ask about multiple wives and polygamy. It’s the first thing to explain. Once you explain that then they ask, “What’s the deal with Mormons? What makes you a Mormon and not something else? I say we’re peculiar because of the Word of Wisdom and law of chastity, but it’s more than that. I also talk about Joseph Smith and the Book of Mormon.

In the first month of my freshman year of high school, my history teacher brought up Mormons in a lesson but didn’t know that I was one. He made the comment that Mormon men currently still have multiple wives. I spoke up to clarify that we do not and then was asked if I would be comfortable getting in front of the class. I was, and I talked about my faith and answered questions for the rest of the class period.

I find people aren’t interested in the things you would think. When it comes to drinking, smoking, and sex before marriage, they say, “Yeah, those are good to avoid. My religion says the same thing, but in my religion they are overlooked.” They really are more interested in Joseph Smith and the Church’s origins.

Who was your best friend in high school who was not a member of the Church?

His name was John. He played lacrosse and was really busy. Pat was also a good friend. He played on our ward basketball team and attended church because this was a requirement to play. He’d also sleep over at our house. Pat became good friends with Jared, a Mormon friend of mine, and even went to his mission farewell. He came to seminary a couple of times and learned more about the Church that way. At one point, he and I went to a party out of town. I had my “Stormin’ Mormon” sweatshirt on and someone from the other town came up and commented on multiple wives and all the things Mormons can’t do. Pat spoke up first and started answering questions. Pat is now a sophomore at UMass Amherst. I hope one day the missionaries will knock on his door. I hope he’ll read this interview when I invite him.

You’ve talked about some wonderful experiences. In your high school years, did you have some bad experiences being a Mormon?

Yes. In high school kids drink and swear and do things that are not exactly aligned with the gospel. I got comments like, “Why aren’t you drinking? That sucks.” They steered clear of me, saying, “Why talk to the sober kids?” In the girl scene, some girls said, “He’s a goody two shoes.” Sometimes I was not accepted and people steered clear of me because they felt I wasn’t like them. If they can’t respect that, it’s not worth worrying about it.

But you were class president your senior year, right?

That was huge because it put me in a lot of positions where I had to be an example. When setting up certain activities, they would ask me if I was comfortable with this or that aspect. Everyone in the whole school knew I was a Mormon, and they found out that they could learn about my faith from a source other than the Internet.

You are just starting your freshman year at Brigham Young University. Did you always know you wanted to go to BYU?

It was always high on the list because my parents went there. And it’s very affordable! I grew up watching athletics. When I did well in football, I was recruited by Williams College, Middlebury College, and other small New England schools. I prayed about it. What it came down to was to meet more members of the Church, especially girls, and be around people who would put me on the right path to my mission. Going on a mission is such a big goal for me. Being in other environments could have affected my path to a mission, and after a mission it would have been hard to get to Church and hard to meet girls.

Do you feel any concerns about being at BYU?

I’ve gone from being one of the few to one of the many and not having to be the only example. I thought this would make me feel like I could waver. But, as it turns out, people at BYU are great and they help build each other up.

Understanding the Atonement

By Guest Blogger Matt Blakely

“Now the Atonement of Christ is the most basic and fundamental doctrine of the gospel and it is the least understood of all our revealed truths. Many of us have a superficial knowledge and rely upon the Lord in his goodness to see us through the trials and perils of life. But if we are to have faith like Enoch and Elijah, we must believe what they believed, know what they knew, and live as they lived. May I invite you to join with me in gaining a sound and sure knowledge of the Atonement.” (The Purifying Power of Gethsemane)

As I have grown and matured, I have realized how true this statement is. As members of the Church of Jesus Christ of Latter-day Saints, we define the Atonement as Christ’s suffering in the Garden of Gethsemane, his suffering and death on the cross, and his glorious resurrection on the third day. Jesus Christ’s atonement redeems all mankind from physical death. Every one of the billions of people who have lived on the earth will receive the gift of being resurrected and living for eternity, regardless of how well or poorly they have lived their lives. The Atonement also makes it possible for every member of the human family to be cleansed of our sins as we come unto him and repent. These are truly incredible blessings, and I am eternally grateful to the Lord for making them available to me and to all mankind.

However, I think that most of us, including those of us who have been Christian our entire lives, have still only scratched the surface on understanding how truly remarkable the Atonement is. I know that the words I share here will certainly be inadequate to fully describe it, but I will try to help us catch a glimpse of it anyway.

“And he shall go forth, suffering pains and afflictions and temptations of every kind; and this that the word might be fulfilled which saith he will take upon him the pains and sicknesses of his people. And he will take upon him death, that he may loose the bands of death which bind his people; and he will take upon him their infirmities, that his bowels may be filled with mercy, according to the flesh, that he may know according to the flesh how to succor his people according to their infirmities. Now the Spirit knoweth all things; nevertheless the Son of God suffereth according to the flesh that he might take upon him the sins of his people, that he might blot out their transgressions according to the power of his deliverance; and now behold, this is the testimony which is in me.” (Alma 7:11–13)

Christ didn’t suffer for only our sins, though it seems harsh to use the word “only” when we realize how big that burden is on its own. He suffered for every pain, every sorrow, every weakness, every sickness, every infirmity that each of us will encounter individually. Why would he do that? “That he may know according to the flesh how to succor his people” (Alma 7:12). Succor means to run to the aid of. Christ is always there willing and wanting to run to our aid if we choose to turn our lives toward him. He wants to transform us into beings like him, and he has the power to do it if we choose to follow him.

Heavenly Father and Jesus Christ want us to become like them so that we can return to live with them and with our families throughout eternity. This is made possible through the Atonement, which can transform who we are into who we truly yearn to become. Just like every person who reads this, I have had sins that I’ve struggled to overcome for long periods of time. Through these struggles and my efforts to turn to Christ, I have seen how his love has changed me. I recently wrote this in a journal entry: “I have come to realize that being a righteous disciple of the Savior is not dependent upon whether I have sinned or what sins I have committed. Being a man of God depends on doing what is truly hard—knowing yourself well enough to realize what your weaknesses are, recognizing the sins that you commit, and then following God’s plan regarding how to apply the Atonement to be cleansed of those sins.”

The Atonement is meant to change us. It can be hard to make the decision to change. I testify that going through that process of change brings joy that is exquisite. When you feel that the Savior has transformed you and you don’t have any desire to commit a sin that you used to commit, you realize that the process of repentance is completely worth all of the devoted effort you put into it. I know that Jesus Christ knows and loves you more deeply than you currently comprehend. The worth of every soul is great in the sight of God. The Touch of the Master’s Hand, one of my favorite poems, illustrates this beautifully. May each of us turn to the Savior and understand his atonement more fully as we feel his love transform us.

Why I’m Mormon

By Guest Blogger Denia-Marie Ollerton

I grew up in a religious LDS household. My parents were and are hardworking, God-fearing, sacrificing people. But it wasn’t easy. We had our difficulties and challenges, and at the time I felt we had more problems than my seemingly-perfect Mormon neighbors.

Church was just a thing we did every week. My friends were there, but I didn’t feel much else pulling me besides them. I remember thinking that religion as taught in my church was for perfect people only. They’d talk about the virtues of being good, and of happy families. I didn’t feel that fit my experience. I thought that God was cold, mean, and punitive.

In my teens, I got into some trouble with school, friends, and had some close calls with the law. I wasn’t happy, but I was trying desperately hard to become so. I still felt that religion was too strict and family relationships too sterile. Around eighteen years old my parents loosened their grip, and I began to experience the reality of being all on my own. I had long since lost any close friends I had in high school. My interactions with my family were minimal, and my life consisted mostly of going to school, trying to stay out of everyone’s way, and going home to sit in my room. Yes, it was very lonely. I knew that the life I had lived and the choices I had made up to that point were not making me happy.

I noticed my siblings were good enough people, and they seemed happy. They were active churchgoers, and always talked about how great the church was. I decided that I’d try religion one time, and one time only. If it was true, if it did work to live by certain rules, then great. If not, I’d know and I could move on with life. At this time, a lot of teachings from my childhood started to come into mind. One principle that came to mind was repentance. Repentance as I understood it was supposed to be this thing where you told God (or your bishop) about all the bad things you’d done, and somehow that was supposed to make you feel better. Oh yeah, and you weren’t supposed to do it again.

I also remembered the teachings about Jesus. I didn’t have much of an opinion on him. I had heard about the crucifixion and the atonement, but those were just words to me. And yet, he did seem like the only forgiving person in the entire story of religion. I remember thinking, “Alright, if he really is merciful and kind, I’ll test it out. I’ll see if he can handle me and all I’ve done.”

I went to my bishop after thinking this over for some time. I expected some harsh words and punishment, but I was willing to go through the process to get to the other side whatever that was. I went in and just let everything out to him. I was surprised but grateful at how calmly and kindly he handled the situation. He just listened for a while, and then asked if we could meet again after church. I agreed. I went to sacrament meeting, and the speakers all spoke about repentance and the atonement. I cried. I felt like a spotlight had been shone on me, and God was finally noticing me. I went back and talked more with my bishop. All of his words were encouraging, hopeful, and healing.

I walked home that day and went to ponder all that had gone on. It was as if a heavy load had been lifted off my shoulders, and I didn’t even know I was carrying it until it was gone. I felt incredibly happy. I think it was joy. I can honestly say I hadn’t felt joyful or happy up until that point in my life. I had seen people cry “tears of joy” before, but I didn’t want to cry, I just wanted to smile. I went through the rest of that week with a huge grin on my face. I knew then that God lived, and that there was so much more to life than I had known. Who knew that because Jesus Christ died thousands of years ago, and went through the atonement, that I could find healing and happiness in life? I didn’t before, but I knew it then. And there was no way I was going back to the life I had lived before.

I became fascinated with religion. I realized that I had been surrounded all along by a wonderful road map to a successful and happy life! I felt that I was doing years of make up work, but also felt that I was given an increased ability to soak it all in. Everything was positive that I found out. My previous notion of a punitive God was erased in large, sweeping motions. I found out he really did care about me. He did answer my prayers, he listened to me, he talked to me, and he helped me connect with others in ways I never knew were possible.

By relying on the teachings of the gospel, I’ve overcome fear, judgment (mostly of myself), and discouragement and have instead found opportunity, growth, excitement, and love. I thought my past would weigh me down, but it has buoyed me up. It has taught me that if God can right the wrong in life, he can make the good even better. I can come to the Lord, imperfect and all, and ask him to change me. And he does!

I love living the gospel of Jesus Christ. Not because it’s what I’m used to, or what I’ve known all my life, but because it makes me truly happy. And although I haven’t had a perfect life, I don’t hold myself to that perfect standard anymore, and I know God doesn’t either. He and I both know that I am powerful, and I have so much potential. And I’ll continue to draw on that potential, with his support, for the rest of my life.

Keeping the Sabbath Day Holy…or How We Actually Accomplish More by Taking a Day Off

By Guest Blogger Jenn Felkner

After creating the world, God himself took a day off to rest, then sanctified that day, or made it holy (Genesis 2:2–3). He later commanded us that we should do the same thing (Exodus 20: 8–11). As Latter-day Saints, we generally don’t work, play sports, go to movies, shop, or go out to eat on Sunday, and this often begs the question, “So what do you do on Sundays?” Every member chooses the way that they honor the Sabbath, but here are three things that I do on Sundays that help me be more productive throughout the rest of the week.

1. Rest
Because Sundays are dedicated to God and family, Latter-day Saints generally avoid working on Sundays if possible (although we understand the necessity of doctors, police, firemen, etc working on Sundays). We also try to avoid activities that would require someone else to work on Sunday. If I go shopping on Sundays, it means the store employees don’t have the opportunity to take a day of rest.

During the past year, I was in an intensive graduate program that required many study hours. I decided early in the year to avoid studying on Sundays as much as possible. I realized that when I didn’t study on Sunday, I felt more refreshed on Monday morning and was much more productive that week. I also find it helpful to take some time on Sunday to look at what I have planned for the week to come, set goals for the week, and schedule in everything I need to do.

2. Go to church
Going to church every week allows me to recharge myself spiritually. It helps me get above my day-to-day stresses and refocus on the big picture, which is trying to be more like Christ so that I can follow the plan God has for me. Understanding that plan helps me to deal with daily choices and problems.

3. Spend time with friends and family
Sundays are perfect for spending time with friends and family. Although I don’t have any family nearby, I usually chat on the phone with my grandma, or Skype with my parents and siblings in Texas. Sunday dinner was always a big deal at our house growing up, a tradition that I often carry on with friends or roommates. In my hectic life, it’s nice to have quality time to build relationships with those I care about.

Christ taught, “The Sabbath was made for man, and not man for the Sabbath,” (Mark 2:27). Observing the Sabbath is not a list of restrictions, but rather a blessing, as it gives me an opportunity to rest, increase my spirituality, and build relationships.

My First Fast

By Guest Blogger Marc Jorgensen

For me, understanding my relationship between myself and God has not always come easily. Coming to know that God truly exists has been the most critical component of my membership in the Church of Jesus Christ of Latter-day Saints. Knowing that God knows and understands me helps me to trust him.

The first time I seriously fasted was a pivotal point in my life. It allowed me to feel much closer to God, and gave me a real knowledge that he actually listens and responds to our sincere prayers. Fasting involves going without food and water for a twenty-four hour period; when we fast we are encouraged to have a specific need or blessing that we ask from God, which, if it is appropriate and we are worthy, we will receive. I learned about this process repeatedly since I was a kid, and had made attempts at fasting growing up, none of which had a lasting impact.

But something was different when I was seventeen years old. My mind was more mature, and I felt I had arrived at a point where I should actually sacrifice something and have a sincere fast if I expected actual answers to prayers from God. I cannot recall what I specifically prayed for, but I do remember the strong desire I felt to supplicate God to help me complete the fast.

I was over six feet tall and used to a high daily food intake. So, almost immediately after beginning my fast (with a prayer) my mind and body were constantly pulling at me to eat or drink. It was very difficult, and more than a few times I found myself praying to overcome my appetite.

This experience was entirely different than any other attempt I had made. My prayers became more focused, and I felt my faith in the reality of God growing tremendously with each passing hour. When I read the Bible or the Book of Mormon that day, my perception to details and insights into passages increased. With this new understanding, the scriptures became less a story and more a reality to me. Essentially, as I focused less on my physical needs, my spiritual sensitivity became more refined and I became aware of things I never noticed before.

This was an eye-opening experience. I did learn to be in better control of my body, but more importantly it established a firm belief that God really exists, and that has stayed with me. This knowledge continues to positively influence my thoughts and actions to this day.

Guest Post: What do Mormons look like?

My boss sometimes asks me, “Is that person a Mormon? He looks like a Mormon!” I always agree with him. Mormons do not have any visible identifiers, yet somehow people recognize Mormons. What does a Mormon look like?

Mormons come in all shapes and sizes, but there are certain attributes most Mormons share. We are encouraged to dress modestly, be clean, and be well-groomed.  However, there is more to the Mormon look than external decoration. We embrace internal principles of the gospel of Jesus Christ that affect the way we look physically.

Mormons are obedient. We strive to follow all of God’s commandments. We are honest in all of our dealings and we endeavor to live what we believe all the time. It brings us happiness and helps us have the Holy Ghost in our lives. Mormons are also obedient to the laws of the land and try to be good citizens. People can see how Mormons look honest on the outside and can sense truth and goodness.

Mormons are givers. They give 10% of their income in tithing. They dedicate their time and resources to serve missions, serve in church callings, and serve their neighbors. We believe in doing good to all men. When you see a Mormon, they are respectful and even helpful to others.

Mormons are seekers.  “If there is anything virtuous, lovely, or of good report or praiseworthy, [Mormons] seek after these things [1].”  We seek after joy (2 Ne 2:25) in this life and eternally. Part of that joy is engaging in good activities and conversation. Not every Mormon likes the same activities, but the way we go about our activities usually gives us away in a crowd.

Mormons are repentant. No one is perfectly obedient but through the atonement of Jesus Christ we can be clean from our sins. This makes a huge difference in appearance as we are not weighed down by guilt or dulled by compromises with sin. It makes our appearance lighter and even happier. Mormons appear clean.

The outward appearance of Mormons is often described as the light of Christ that is apparent in everyone striving to live good, truth seeking lives. I believe that Mormons are recognizable because they carry this light by living gospel principles like obedience, repentance, and service. The attributes listed are some of my ideas. What do you think makes Mormons recognizable?

written by: Brooke, an adventurous newly wed Mormon from Utah living in Boston who loves videography and exploring New England.

Squeaky Clean Language

I have a very vivid memory of being on the school bus when I was in 4th or 5th grade and having some boys my age offer me candy if I would say a swear word. When I declined they tried to get a little more persuasive and try to convince me that it didn’t count if I said a swear word because I could just quote them saying it so it wasn’t  actually my own words. To their great disappointment, I didn’t end up saying a swear word that day.  I don’t mean to paint this picture in a persecuting light. The boys were my friends, they were having fun  teasing me and I was having just as much fun being stubborn back to them. I was somewhat of an anomaly to them. I was the only Mormon in my elementary school besides my little sister so they were curious to see what my limits actually were and if I could be bought over by candy.

Avoiding profane and vulgar language is something that most Mormons strive to do. My brother-in-law requested that I do a blog post on this subject to try and help explain why that is. Sometimes it’s not so obvious why it matters so much. In the situation on the school bus I didn’t really know why I wasn’t supposed to say swear words, I just knew I wasn’t supposed to. My reasoning, as it often was when I was younger, was that it was against my religion. At that time that was a good enough reason for me. As an adult though I desire a little more insight as to why our church leaders have asked us to avoid profane and vulgar language.

Now let’s get something straight before I go any further. If you haven’t heard a Mormon use a swear word you probably don’t know very many Mormons. This is something that is difficult for a lot of people to master. Sometimes the tongue is a little faster than the mind but as a general rule we do try to keep our language clean.

What somebody says, or how they say it, reflects who they are. All kinds of assumptions are made about someone based on their speech. If I spoke with really bad grammar people would assume I was uneducated or if I spoke with my best Boston accent people would assume I either had a speech impediment where I couldn’t say my “R’s” or know that I was from Boston. As I have explained before, when we are baptized we take the name of Jesus Christ upon us and agree to be his representatives throughout our lives. That means our language not only reflects who we are but also the Savior. It doesn’t really matter if people are watching and assuming or not, I covenanted to represent Jesus Christ at all times;  when I’m alone, when I’m angry, when I’m with friends, when I just got cut off driving, etc. so my language should also reflect that at all times.

We also don’t take the Lord’s name in vain. We do not use the Savior’s name as an expletive or that of our Heavenly Father. Those names are to be used with only the utmost respect and reverence. In the bible James explains about why language matters. He says that if we can control our speech then we can control our whole bodies but if we allow our speech to be vulgar our lives will follow. He also explains that the same mouth that teaches God’s word has no room for profane and vulgar words, it’s hypocritical.

Mormons don’t avoid profane and vulgar language to be self-righteous  or to prove a point, we do it because we are trying to represent Jesus Christ and want to lead clean lives. But, we’re just normal people and we say things we regret in the heat of the moment or perhaps sometimes the candy being offered just looks too enticing. When you avoid profane language do you notice a change in your behavior as well?

Real Men

I wrote a post about fathers on Father’s Day and when I was done I realized I wasn’t done. I didn’t even scratch the surface on what I had to say about Mormon Fathers (or men in general). I focused my last post on the selflessness that is required of Mormon men. I now want to focus on the purity expected of Mormon men, particularly the husbands and fathers.

I was shopping for birthday cards for my dad and just about every card had a reference to 1) alcohol, 2) sex or 3) gambling (the really great ones tied in all three). Sometimes our society’s  definition of a real man is one that can hold his liquor and get with as many girls as possible. The Church of Jesus Christ of Latter-day Saints teaches something different. According to the gospel of Jesus Christ a real man is someone who has the strength and character to be loyal and true to his God and his family.

A lot of things the Mormon church expects of men I have heard people say is literally not possible. Like, not only no pornography but no media that is meant to arouse and tempt. Mormon men are expected to be sexually pure having complete fidelity to their wives–both emotionally and physically.

For a lot of people, both Mormon and not Mormon, this is a very difficult task. Everywhere you look there are unsolicited advertisements using sex and pornography. It takes real strength, the kind that matters, to resist giving into these impulses and urges and to stay true to yourself, God and your spouse (if married). Sometimes (most of the time) people can’t do it alone and that is where Jesus Christ steps in. Sometimes the borrowed strength from Jesus Christ (which he will give freely and often) is the only thing that can help people avoid the temptation that is constantly thrown at them.

As a wife, married to a real man, I know it is difficult for men striving to live a pure life but I also know that it brings the greatest blessings of happy relationships and self respect. It is hard but it is worth it. Men do not have it easy in this world but there is a way to receive strength and help and that is through Jesus Christ.

Humorous–and Mutual–Misunderstanding

I teach English. I saw this in one of the classrooms at my school as I was walking down the hall. As a Mormon, the top bit caught my eye:

Bless the educated teacher who teaches this to his or her students! I think the Amish are awesome, faithful, and amazing people. Though Mormons and Amish may share many things, I would think that most people know the difference between the two faiths and that neither of them is limited to northeastern United States.

This sort of misunderstanding happens a lot. In my mind, Mormonism is one thing, but to some non-members, it is something very different. We all do it to each other. I know I don’t know nearly enough about Hinduism, Buddhism, etc.

Here’s a typical example of how this plays out:

In my mind being Mormon means thinking about Christ, constantly praying for guidance in life, pondering my relationship with my Heavenly Father, etc. But, some people know Mormons only by stereotypes–some false, some true–that float around in the media and what not.

We believe in Jesus Christ with all our hearts, that we have a direct connection to our Father in Heaven, that we can pray for guidance and help, that the Book of Mormon was written by ancient prophets, that Joseph Smith saw Heavenly Father and Jesus Christ. Heavenly Father knows and loves us each personally, no matter who we are. From an Amish man plowing a field to an enlightened Muslim imam preaching in a mosque, God loves each of us. This is the meat of the gospel of Jesus Christ.

Yes, Mormons abstain from alcohol and cigarettes; we stay away from non-marital sexual relationships; we give 10% of our income to the church for humanitarian assistance and church maintenance. We are peculiar in many ways, but our belief in Jesus Christ is the absolute foundation of our faith. I testify of that!

To those of you non-Mormon readers, I do apologize for any over-generalizations about your religion, culture, etc. that I’ve made. It’s easy to do as humans. Anyone of other faiths experience this type of situation?

Mormon Finance: Dealing with Debt

Are Mormons richer, poorer, or statistically the same as everyone else? I have no idea. If you do, I?d love to hear it. (Update: A reader just pointed out a great graph from the New York Times that answered this question for the USA). What I do know is exactly how being Mormon is impacting my personal finances, so I’ve decided to write an entire series on the topic.  We’ll cover topics ranging from the donations we are expected to make, to surviving as a single income family, to maintaining a year’s worth of food in our basements (yes we actually do that). I hope you enjoy.


Thought I’d kick the series off with the subject that has been top of mind for me recently.  Next week, I graduate from business school and along with my wonderfully framed diploma, I will also begin receiving a monthly bill asking me to start paying off my sizable student loans. Ahhh debt, how we love thee.

For the past several hundred years, Mormons have been taught to stay out of debt. It’s drilled into us. Our prophets and leaders talk about it all of the time. The only exceptions for our debt aversion are to finance a modest home, an education, and maybe a first car. All other debt should be strictly avoided.  And the debt we do have, we are counseled to pay off as quickly as possible.

This doesn’t mean all Mormons follow that counsel. I know plenty of fellow Latter-day Saints who have fallen into the debt trap.  Bankruptcy rates in Utah are among the highest in the US. It’s just so hard to say no to things we want sometimes, that we convince ourselves that we can afford things we really cannot.

However, there are a lot of Mormons who do try to follow this counsel. My parents are some of them.  They made some serious financial sacrifices in order to pay off our house as soon as possible.  They’ll tell you it was the best thing they’ve ever done, but they worked very hard and went without a lot of other luxuries in order to achieve it.

My wife and I have decided to try and follow their example. As we go off into the real world and start earning income again, we’re basing our goals around getting out of debt as fast as we can.  You are all invited to the party when we make the last payment in a few years. Just don’t judge us if we are hosting that party in a cramped apartment with outdated furniture. Paying off debt doesn’t always come cheap. 🙂

…..Don’t forget to leave comments sharing your thoughts on debt.  I’d be happy to get into discussion on interest rates, the value of debt, the difference between good and bad debt, or whatever else floats your boat. Just drop a line.